Car Loans
A GE Money Car Loan lets you buy the new or used car you want right now. We can offer you a tailored loan, so your repayments fit in with your budgeting. It's quick and easy to apply online, and our interest rates are competitive.
You can apply for your GE Money Car Loan in advance, and get pre-approval up to an agreed amount. Then you can go shopping for your new car with confidence**.
It's important to think about how the loan will affect your budget. If you increase your payments or choose a shorter term you can save money, because you'll pay off the loan faster.
Use our handy loan calculator to work out how much repayments could cost, depending on the amount you plan to borrow and how fast you repay the loan.
There's a bonus when you complete our car loan application online because we'll email you a special code to save 20% on a Vehicle Information Report (VIR) from MotorWeb. A VIR will give you the full ownership history for any car you plan to buy and help you check that the odometer reading is genuine. When purchasing your report at the MotorWeb, simply enter the promo code we email you and pay the reduced price of $15.96.
How it works
GE Money lends you the money for the car, and the vehicle then serves as security for the loan. You may not even need a deposit.You can apply for your GE Money Car Loan in advance, and get pre-approval up to an agreed amount. Then you can go shopping for your new car with confidence**.
Repayments to suit you
The repayment amounts are tailored to suit your lifestyle and the interest rate is fixed for the life of the loan. We offer flexibility so you can choose how long the loan lasts (up to a maximum of seven years) as well as the repayment frequency – weekly, fortnightly or monthly.It's important to think about how the loan will affect your budget. If you increase your payments or choose a shorter term you can save money, because you'll pay off the loan faster.
Use our handy loan calculator to work out how much repayments could cost, depending on the amount you plan to borrow and how fast you repay the loan.
Anything else?
Apart from the need to make all repayments on time, all vehicles financed through GE Money must be comprehensively insured throughout the term of the loan.There's a bonus when you complete our car loan application online because we'll email you a special code to save 20% on a Vehicle Information Report (VIR) from MotorWeb. A VIR will give you the full ownership history for any car you plan to buy and help you check that the odometer reading is genuine. When purchasing your report at the MotorWeb, simply enter the promo code we email you and pay the reduced price of $15.96.
Call us
0800 55 55 33
Ready to Apply
Make sure you have these things handy when you apply:
- Proof of identity, e.g. Driver Licence or Passport.
- Your latest 30-day bank statement, which must show your name, address and bank account number, with nothing crossed out.
- Proof of income, e.g. your two latest pay slips.
Credit is provided by GE Finance and Insurance trading as GE Money.
*Interest rates range from 12.99% to 19.99% p.a. and actual rate depends on individual circumstances. Credit and lending criteria and $275 establishment fee apply.
**Vehicle must meet GE’s security guidelines.
*Interest rates range from 12.99% to 19.99% p.a. and actual rate depends on individual circumstances. Credit and lending criteria and $275 establishment fee apply.
**Vehicle must meet GE’s security guidelines.