Car Loans

Get the car you want with repayments to suit. We’ll work something out.*

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Car loans
Flexible options, competitive rates, repayments to suit your budget…with a pre-approved car loan from GE Money, you can be ready to buy as soon as you see the perfect car. Just follow this simple guide:

1. Begin with a budget
Before you do anything, decide how much you want to spend on a new car – and how much you’ll need to borrow. Then give us a call or apply online and we’ll work something out.

2. Repayments to suit
The repayment amounts are tailored to suit, and the interest rate is fixed for the life of the loan. We offer flexibility so you can choose how long the loan lasts (up to a maximum of seven years) as well as the repayment frequency – fortnightly or monthly.

To get an idea, try our handy loan calculator.

3. Apply for your car loan
You can apply for a GE Money car loan online here or by phone.

4. Buy your car
Once you’ve applied for your GE Money car loan and have pre-approval in advance, you’re good to go. Your pre-approval is valid for up to 60 days, so you have time to shop around if you haven't already found the car you're looking for. Remember, the vehicle must meet GE Money's security guidelines.

Security requirements
The vehicle serves as security for the loan and therefore must be comprehensively insured throughout the term of the loan. The vehicle must also have a current Warrant of Fitness and registration at the time of purchase and the applicant must hold a valid full or restricted NZ Driver Licence.

Call us

0800 55 55 33

Any loan repayment quotes provided on the Trade Me website via classified or buy now listings are indicative only and do not constitute an offer for finance from GE Money. Repayments shown are based on an interest rate of 15.00% p.a. and a loan term of 60 months. Actual repayments and interest rates may vary and are dependent on a number of factors including amount borrowed, term of loan, credit rating and security offered.

* Vehicle must meet GE Money's security guidelines.