| Who's this product for? | People who need funds for any personal purpose. |
| Am I eligible to apply? | You need to be at least 18 years of age, a permanent New Zealand resident and in regular paid employment to apply. |
| How much can I borrow? | From $3,000, with no maximum amount* |
| What loan terms are available? | From 6 months to 7 years. |
| Interest type | Fixed for the life of the loan |
| To take out the product | $275 establishment fee |
| When using this product | Nil. |
| When paying out or closing this product | $40 early termination fee applies if you repay your loan in full before the end of your loan term. |